Legal Terms & Conditions

Legal Terms & Conditions

Website Terms Of Use

All terms of use of this website regarding privacy, please refer to our privacy policy.Treatment of personal data is found in our privacy policy page.


General Terms for Use of Web Site

Terms and conditions

Read these terms carefully before you access the following web site (the "Site"). By accessing the Site you indicate that you agree with and are bound by the terms below. Individual documents and parts of the Site may include special terms to be applied in addition to these terms. The use of the Solo Service is governed by special service agreement terms.

The contents of this service and the Site are provided on an "as is", "as available" basis. The service provider does not make any warranties about the Site or its contents. The service provider reserves the right to update the Site and to discontinue access to the Site at any time. The service provider shall not be liable for any expenses, losses or damages arising out of the use of the Site even if the service provider or its representative had known about a defect in the service.


Restrictions on the use of the Site and on making binding transactions

The information on the Site shall not under any circumstances be considered as an advice or a request to buy or sell or a recommendation by any of the service providers, unless IRMA Insights expressly notifies to the contrary. This applies to all jurisdictions where the law does not allow the making of offers or recommendations or giving advice. The Site and the information contained therein are directed exclusively to Singapore, Malaysia, Thailand, Indonesia and Korea, unless otherwise expressly agreed or notified. The information on the Site shall not be considered as a binding offer made by the provider of such information, unless otherwise expressly specified in connection with such information. Information on the Site does not constitute an offer to sell or buy securities or other financial instruments nor an advice or recommendation to take such an action. Legally binding transactions with a company within the IRMA Insights group are always based on a separate service agreement.

IRMA Insights may give advice concerning investments or business related information on the Site. IRMA Insights shall not be liable for any loss or damage caused or action taken on ground of IRMA Insights´s advice.



Information provided by a third party

The links provided on the Site are meant for informative use only. The service provider is not liable for any material provided or published by a third party even if such material can be accessed through a link on the Site. Such third parties shall publish on their own sites the information on them required by legislation, and the service provider is not liable for any missing or inadequate information.


E-mail on the Internet

The users of the Site are reminded that the confidentiality of e-mail messages sent via public network cannot be guaranteed. The users shall avoid forwarding personal data or other confidential messages to IRMA Insights via e-mail. IRMA Insights or other service providers are not liable to carry out orders or instructions submitted via public e-mail. IRMA Insights is entitled, if requested by the customer, to provide general information via e-mail to the e-mail address defined by the customer. IRMA Insights shall not be liable for losses or damages occurred by any disappearance or transformation of such a message


Applicable law

Singapore, Thailand, Malaysia, Indonesia, Korea law shall be applied to these terms and conditions, according to in which of the mentioned countries the customer enters the Site.


Payment Terms And Cancellation Policy

Legally binding transactions with a company within the IRMA Insights group are always based on a separate sales or service agreement, quotes, order or contract.

Unless otherwise stated in the separate sales quotation, order , agreement, or contract, the following payment terms will take effect:

  • 40% Downpayment to be made at the time of purchase. Purchase
  • Fees quoted are subjected to prevailing GST rates
  • Validity of all quotation, order , agreement, or contract is 30 days from the date of document.
  • Variation charges applies for any substantial changes to the scope OR when works is significantly increased due to any changes.
  • Cancellation fee (50% of fees charged) applies after quotation has been signed. In the case of project being terminated, or abandoned, or deferred for a period of more than 6 months, fee would be payable for all completed stages at that point in time when the termination, abandonment or deferment occurs, or minimum of 50% if that particular stage has already started. For deferment of more than 6 months, all fees should be payable by the clients no more than 14 days after the invoice of the fee charged accordingly.
  • Fees quoted does not include any fees that are payable to Authorities or 3rd parties fees that are outside of IRMA direct charging and shall be borne by the customers separately, this could be before, during or after the quotation is being submitted.
  • Works carried prior to confirmation of quotation (based on email confirmation, verbal confirmation, or tele-conversation) is binding and deemed that quotation is fully accepted by you, and a signed copy of this quotation be sent to IRMA within 7 days from date of confirmation of any type.
  • IRMA shall from time to time be required to provide out of scope services, this shall separately chargeable.